RBI ने शुरू की Digital Rupee, जानिए फायदे और नुकसान

आरबीआई ने शुरू की Digital Rupee, जानिए फायदे और नुकसान

Photo-Gettyimage By-Vivek Chauhan

आज से Digital Rupee का लेनदेन शुरू हो गया है इस पोस्ट में आपको उस से रिलेटेड पूरी जानकारी मिलेगी।

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Digital Rupee आरबीआई के द्वारा जारी किया गया है और इसको आप अपने बैंक से खरीद सकते हैं और इसका लेनदेन वॉलेट वॉलेट होगा।

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इससे एक चीज आपको समझ लेनी चाहिए कि अब आपको जेब में पैसे लेकर चलने की जरूरत नहीं होगी। आरबीआई ने 1 नवंबर 2022 को ही व्यापारियों के लिए इसे चालू किया था।

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और1 दिसंबर 2022 को पायलट प्रोजेक्ट के तौर पर 4 शहरो में ग्राहकों को दिया गया है। कई सारे लोगों का मानना है कि पेटीएम और गूगल पर से इसका सीधा-सीधा कंपटीशन होगा।

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लेकिन ऐसा बिल्कुल नहीं है। पेटीएम, गूगल पे और इसमें कुछ समानताएं जरूर है लेकिन डिजिटल रुपए बिल्कुल अलग होगा एक्सपर्ट बताते हैं कि एक ब्लॉकचैन बेस्ड करेंसी है।

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और जिसको आप अपने वॉलेट में रखेंगे और इसका लेनदेन भी उसी वॉलेट से होता रहेगा।

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शुरुआत में 8 बैंकों ने शहर मुंबई नई दिल्ली बेंगलुरु और भुनेश्वर में पायलट प्रोजेक्ट के तौर पर शुरू किया है।

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बाद में अमदाबाद , गुवाहाटी, हैदराबाद, कोचीन, और लखनऊ शिमला और पटना में विस्तार किया जाएगा।

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जहां Digital Rupee से बहुत सारे फायदे हैं वहीं कुछ नुकसान भी है। जब आप UPI पेमेंट करते हैं तो आप प्राइवेसी बनी रहती है

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लेकिन यहां पर Digital Rupee पेमेंट करने पर आपकी प्राइवेसी लगभग खत्म हो जाएगी।

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और सरकार आपके हर एक ट्रांजैक्शन पर नजर रखेगी। सरकार को यह डर है कि कुछ लोग अपने अकाउंट से पैसे निकाल कर उसे Digital Rupee में कवनेर्ट करेंगे।

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फिलहाल एक पायलट प्रोजेक्ट है अगर सफल होता है तो आगे इसका विस्तार किया जाएगा

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अगर आपको यह स्टोरी पसंद आती है तो इसे अपने दोस्तों में शेयर करिए

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